Mis-sold Mortgages

Many thousands of home owners across Britain are now looking into possible mortgage mis-selling compensation due to being let down by negligent brokers or lenders.

If you have been provided with an unaffordable or inappropriate mortgage in the last 25 years, where there is little or no chance of you being able to pay your mortgage off at the end of its term, then it is possible you may have valid grounds to claim.

If you feel either the lender or broker breached one or more of the regulatory rules which govern the sale of mortgages (MCOB); you may have cause for a complaint or a claim for any losses you may have incurred to date that may affect the entire term of the mortgage.

Within FCA (MCOB) regulations and rules it states that brokers and lenders must ensure the mortgage is affordable for you, not only at the start of the mortgage, but throughout the term and even where the mortgage takes you into retirement. Many customers after paying years of interest only mortgages found that after their mortgage term had ended, they could not afford to repay the full loan amount, resulting in people losing their homes. This is due to the broker choosing a product which is financially better for themselves and not their clients.

We will request all the information and documentation relating to the mortgage from the lender through a Data Subject Access Request (SAR) which we can do on behalf of the client under Article 15 of the General Data Protection Rules 2018.

Once we have this we will dissect the SAR looking for breaches that substantiate the basis for a claim.

There is no charge at all for us to begin your assessment, and you are under no obligation to pursue a claim once it is complete. We will collect the evidence and provide you with the facts you need to decide whether to take your claim forward.

If your assessment is successful, our results can then be utilised by one of our panel of solicitors as an expert assessment, helping them prove you are entitled to compensation and quantifying how much you are owed.

An agreement will then be made between the client and the solicitor on a no-win, no-fee basis. The solicitor will then make an agreement on the client’s behalf for the compensation.

It’s easy to apply. Just call 0161 914 5620, or CLICK BELOW to complete the online form and one of our friendly advisors will contact you to assist you with your potential claim.